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CDF Capital

CDF Capital is a nonprofit financial ministry based in Irvine, California, connecting faith-driven investors with growing churches through lending, investment options, and development resources focused on church expansion.

CDF Capital โ€” Organization Profile

CDF Capital is a nonprofit financial ministry that serves churches and faith-driven investors by connecting investment capital with church lending needs. Based in Irvine, California, the organization is known for its long-running focus on helping churches secure the funds required to purchase property, construct facilities, or refinance existing debt so ministry can expand in sustainable ways.

Founded in 1953, CDF Capital (previously Church Development Fund) describes its core purpose as โ€œHelping Churches Grow.โ€ Its work centers on addressing a practical barrier many congregations face: access to financing for land and buildings. By offering lending solutions designed for churches and pairing those loans with investment products for individuals and institutions, CDF Capital operates as a bridge between investors seeking faith-aligned stewardship options and churches seeking capital for growth projects.

CDF Capitalโ€™s lending activity includes financing related to church facilitiesโ€”such as purchasing a ministry home, building, or refinancing. The organization also emphasizes financial guidance for church leaders, including biblically grounded financial wisdom resources and development offerings intended to strengthen decision-making and long-term stability. In addition, it hosts learning opportunities through its courses platform as part of its broader development approach.

For investors, CDF Capital offers investment options intended to fund its church-lending work. The organization provides pathways for both individuals and institutions, including retirement-focused options such as IRAs. It also offers certificate-style products (such as Flex and Time Certificates) with stated minimums for entry-level participation, allowing investors to align savings and retirement funds with church expansion lending, while recognizing that these investments involve risk and are governed by the terms described in CDF Capitalโ€™s offering materials.

As a nonprofit ministry, CDF Capital operates under the oversight of a board of directors and notes accountability to fund investors. The organization states it is regulated by the securities administrators of each state where it receives investments, and it points prospective investors to its Offering Circular for eligibility requirements and risk disclosures. Churches and investors can also use CDF Capitalโ€™s online account access tools to manage certain loan and investment account needs.

People can engage with CDF Capital in several practical ways: churches can explore loan solutions and begin conversations about financing; individuals and institutions can review investment options and, where eligible, open accounts online; and ministry leaders can access development resources such as church strategy materials, financial wisdom content, and courses. For those evaluating partnership, the organizationโ€™s website provides program pages, rates and specials information, stories from churches, and a contact form to connect with its team.


Key Links


Contact Information

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  • Phone: (888) 540-7112
  • Mailing address: 17701 Cowan, Suite 100, Irvine, CA 92614
  • Mailing address: P.O. Box 19700, Irvine, CA 92623-9700

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Leadership

  • Eric Schroeder โ€” President & CEO
  • Phil Pike โ€” Executive Vice President Operations, COO
  • Mark Briggs โ€” Executive Vice President, Lending & Investments
  • Anna Bedley โ€” Senior Vice President, Loans & Compliance
  • Sandy Litke โ€” Corporate Controller
  • Steve Carr โ€” Vice President, Business Development
  • Robert Bedley โ€” Director of Technology Services
  • Brad Dupray โ€” Senior Vice President, Ministry Development
  • Joe Graham โ€” Vice President, Ministry Development
  • Kevin Bates โ€” Vice President, Investor Development
  • Tommy Heaton โ€” Vice President, Ministry Development
  • Trent Shivley โ€” Vice President, Ministry Development

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