November 5, 2026
Not Just on Sunday
Lonetta McKee
Ministries & Organizations
Independent Christian Church
Independent Christian Church Finance connects organizations that help Independent Christian Churches secure funding and manage financial planning for ministry. Many provide church loans and financing for building construction, renovations, land purchases, and property expansion, along with guidance for capital campaigns and long-range facility planning. Some also offer investment services and retirement planning options for ministers and church staff—supporting both congregational stability and long-term stewardship.
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FinanceCDF CapitalCDF Capital is a nonprofit financial ministry based in Irvine, California, connecting faith-driven investors with growing…Finance · Independent Christian Church
CDF Capital
CDF Capital — Organization Profile CDF Capital is a nonprofit financial ministry that serves churches and faith-driven investors by connecting investment capital with church lending needs. Based in Irvine, California, the organization is known for its long-running focus on helping…
CDF Capital — Organization Profile CDF Capital is a nonprofit financial ministry that serves churches and faith-driven investors by connecting investment capital with church lending needs. Based in Irvine, California, the organization is known for its long-running focus on helping churches secure the funds required to purchase property, construct facilities, or refinance existing debt so ministry can expand in sustainable ways. Founded in 1953, CDF Capital (previously Church Development Fund) describes its core purpose as “Helping Churches Grow.” Its work centers on addressing a practical barrier many congregations face: access to financing for land and buildings. By offering lending solutions designed for churches and pairing those loans with investment products for individuals and institutions, CDF Capital operates as a bridge…
CDF Capital — Organization Profile
CDF Capital is a nonprofit financial ministry that serves churches and faith-driven investors by connecting investment capital with church lending needs. Based in Irvine, California, the organization is known for its long-running focus on helping churches secure the funds required to purchase property, construct facilities, or refinance existing debt so ministry can expand in sustainable ways.
Founded in 1953, CDF Capital (previously Church Development Fund) describes its core purpose as “Helping Churches Grow.” Its work centers on addressing a practical barrier many congregations face: access to financing for land and buildings. By offering lending solutions designed for churches and pairing those loans with investment products for individuals and institutions, CDF Capital operates as a bridge between investors seeking faith-aligned stewardship options and churches seeking capital for growth projects.
CDF Capital’s lending activity includes financing related to church facilities—such as purchasing a ministry home, building, or refinancing. The organization also emphasizes financial guidance for church leaders, including biblically grounded financial wisdom resources and development offerings intended to strengthen decision-making and long-term stability. In addition, it hosts learning opportunities through its courses platform as part of its broader development approach.
For investors, CDF Capital offers investment options intended to fund its church-lending work. The organization provides pathways for both individuals and institutions, including retirement-focused options such as IRAs. It also offers certificate-style products (such as Flex and Time Certificates) with stated minimums for entry-level participation, allowing investors to align savings and retirement funds with church expansion lending, while recognizing that these investments involve risk and are governed by the terms described in CDF Capital’s offering materials.
As a nonprofit ministry, CDF Capital operates under the oversight of a board of directors and notes accountability to fund investors. The organization states it is regulated by the securities administrators of each state where it receives investments, and it points prospective investors to its Offering Circular for eligibility requirements and risk disclosures. Churches and investors can also use CDF Capital’s online account access tools to manage certain loan and investment account needs.
People can engage with CDF Capital in several practical ways: churches can explore loan solutions and begin conversations about financing; individuals and institutions can review investment options and, where eligible, open accounts online; and ministry leaders can access development resources such as church strategy materials, financial wisdom content, and courses. For those evaluating partnership, the organization’s website provides program pages, rates and specials information, stories from churches, and a contact form to connect with its team.
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FinanceChristian Church Pension Plan (CCPP)Christian Churches Pension Plan (CCPP) is a church-based defined benefit retirement plan serving ministers, missionaries, and…Finance · Independent Christian Church
Christian Church Pension Plan (CCPP)
Christian Churches Pension Plan (CCPP) — Organization Profile The Christian Churches Pension Plan (CCPP) is a church-based, defined benefit retirement plan designed to serve people whose work is devoted to vocational ministry and related Christian service. Qualified under Internal Revenue…
Christian Churches Pension Plan (CCPP) — Organization Profile The Christian Churches Pension Plan (CCPP) is a church-based, defined benefit retirement plan designed to serve people whose work is devoted to vocational ministry and related Christian service. Qualified under Internal Revenue Code Section 401(a), the plan is structured to provide a pre-determined retirement income beginning at age 65 and continuing for life, helping participants plan with more clarity than many self-directed retirement accounts. CCPP’s core focus is providing a retirement benefit for ministers, missionaries, and employees of churches, Christian colleges, and affiliated faith-based nonprofit ministries—particularly within Christian Churches and Churches of Christ contexts. The plan also notes service to affiliated organizations and parachurch ministries, aiming to help workers who may not…
Christian Churches Pension Plan (CCPP) — Organization Profile
The Christian Churches Pension Plan (CCPP) is a church-based, defined benefit retirement plan designed to serve people whose work is devoted to vocational ministry and related Christian service. Qualified under Internal Revenue Code Section 401(a), the plan is structured to provide a pre-determined retirement income beginning at age 65 and continuing for life, helping participants plan with more clarity than many self-directed retirement accounts.
CCPP’s core focus is providing a retirement benefit for ministers, missionaries, and employees of churches, Christian colleges, and affiliated faith-based nonprofit ministries—particularly within Christian Churches and Churches of Christ contexts. The plan also notes service to affiliated organizations and parachurch ministries, aiming to help workers who may not have access to a denominational pension plan through their employer.
Operationally, CCPP is built around a unit-based contribution model. Organizations (and, in some cases, participants) contribute a set annual amount per unit, and participants can add additional units prior to age 60. Because it is a defined benefit structure, the plan emphasizes predictable retirement income based on participation factors such as age at enrollment. CCPP also highlights plan portability, allowing participants to continue participation if they change ministries or jobs.
Governance and oversight are central to how CCPP operates. The plan is sponsored by a Board of Governors nominated by adopting organizations, and it is managed day-to-day by a Chief Executive Officer/Plan Administrator appointed by the Board. The plan also contracts with an outside consulting group for actuarial review and references bank trusteeship and diversified asset management as part of its fiduciary approach.
People typically engage with CCPP through employer enrollment and ongoing participation. Churches and ministry organizations can explore enrollment, use available forms for participation and beneficiary designations, and contact the plan office for administrative support. For individual participants, engagement may include understanding the plan’s benefit estimates, keeping contact information current, and coordinating enrollment or updates through their employer or the plan office.
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FinanceChristian Financial ResourcesChristian Financial Resources (CFR) is a nonprofit financial ministry serving independent Christian Churches through ministry loans,…Finance · Independent Christian Church
Christian Financial Resources
Christian Financial Resources — Organization Profile Christian Financial Resources (CFR) is a nonprofit financial ministry based in Lake Mary, Florida that serves independent Christian Churches and their associated ministries. CFR’s stated mission is “Funding Ministry… Changing Lives.” Through a combination…
Christian Financial Resources — Organization Profile Christian Financial Resources (CFR) is a nonprofit financial ministry based in Lake Mary, Florida that serves independent Christian Churches and their associated ministries. CFR’s stated mission is “Funding Ministry… Changing Lives.” Through a combination of investment offerings, ministry lending, and stewardship services, CFR helps connect Christian investors and donors with churches and ministry projects that need capital to move forward. A primary focus of CFR’s work is ministry lending for church and ministry facilities. According to CFR’s materials, funded projects have included land acquisitions, refinances, and construction or improvement of buildings such as churches, parsonages, schools, and other ministry facilities. By providing loan options for purchases, refinances, and construction, CFR aims to support congregations…
Christian Financial Resources — Organization Profile
Christian Financial Resources (CFR) is a nonprofit financial ministry based in Lake Mary, Florida that serves independent Christian Churches and their associated ministries. CFR’s stated mission is “Funding Ministry… Changing Lives.” Through a combination of investment offerings, ministry lending, and stewardship services, CFR helps connect Christian investors and donors with churches and ministry projects that need capital to move forward.
A primary focus of CFR’s work is ministry lending for church and ministry facilities. According to CFR’s materials, funded projects have included land acquisitions, refinances, and construction or improvement of buildings such as churches, parsonages, schools, and other ministry facilities. By providing loan options for purchases, refinances, and construction, CFR aims to support congregations and related ministries as they plan for growth and long-term sustainability.
CFR also offers investment opportunities designed to provide interest income while supplying funding for ministry loans. Options described by CFR include a Ready Access Certificate (a demand investment designed for accessibility) as well as time-based certificates and IRA-related services (including IRA transfers). In addition to supporting ministry projects, these investment programs are presented as a way for individuals and households to put savings and retirement assets to work in alignment with stewardship values.
Beyond loans and investments, CFR provides strategic stewardship services intended to help individuals and families plan and give thoughtfully. CFR’s stewardship offerings include Giving Funds (donor-advised funds), charitable gift annuities, legacy planning, and support for capital campaigns and generosity initiatives. These services are positioned to help donors organize charitable giving, plan long-term generosity, and support ministries across the United States.
People can engage with CFR in several practical ways: churches and ministries can explore financing for property purchase, refinance, or construction needs; individuals can consider investment and IRA options; and donors can establish Giving Funds or explore legacy and planned giving tools. CFR also publishes resources and updates through its website, including organizational information, program details, and reporting materials.
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FinanceThe Solomon FoundationThe Solomon Foundation (TSF) is a nonprofit church extension fund in Parker, Colorado, connecting investors with…Finance · Independent Christian Church
The Solomon Foundation
The Solomon Foundation — Organization Profile The Solomon Foundation (TSF) is a nonprofit church extension fund based in Parker, Colorado, serving congregations connected to the Restoration Movement. TSF describes its mission as building financial partnerships that grow the Kingdom, and…
The Solomon Foundation — Organization Profile The Solomon Foundation (TSF) is a nonprofit church extension fund based in Parker, Colorado, serving congregations connected to the Restoration Movement. TSF describes its mission as building financial partnerships that grow the Kingdom, and it works by linking investors with churches and ministries seeking funding for growth and facility needs. At the center of TSF’s model are investment certificates that help fund ministry lending. TSF offers multiple investment options, including a demand-certificate option designed for accessibility (with the ability to redeem without an early-withdrawal penalty, though written notice may be required) and time-certificate options with set terms and potential penalties for early withdrawal. TSF also publishes current rates and provides tools and forms for…
The Solomon Foundation — Organization Profile
The Solomon Foundation (TSF) is a nonprofit church extension fund based in Parker, Colorado, serving congregations connected to the Restoration Movement. TSF describes its mission as building financial partnerships that grow the Kingdom, and it works by linking investors with churches and ministries seeking funding for growth and facility needs.
At the center of TSF’s model are investment certificates that help fund ministry lending. TSF offers multiple investment options, including a demand-certificate option designed for accessibility (with the ability to redeem without an early-withdrawal penalty, though written notice may be required) and time-certificate options with set terms and potential penalties for early withdrawal. TSF also publishes current rates and provides tools and forms for investors, including resources related to retirement investing.
On the lending side, TSF provides loans intended to support church growth and ministry expansion, positioning itself as a financing partner for congregations that need capital for facilities and related projects. TSF’s website highlights ministry impact in terms of churches served and loans funded, and it shares stories and resources intended to help churches understand how lending and investing work within the organization’s approach.
TSF also provides giving and planned-giving pathways alongside its lending and investing services. These include donor-advised fund options and other giving vehicles described on its site, offered as ways for individuals and families to plan charitable support for ministry causes over time.
People engage with TSF in different ways depending on their role. Individuals can explore investment certificates, review terms and forms, and contact the investment department for guidance. Churches and ministry leaders can inquire about loan options and processes, access loan forms and FAQs, and connect with the loans department. Donors interested in structured generosity can explore TSF’s giving options and related resources. TSF also shares organizational information through its About pages, leadership listings, and public updates.
