SHARE Healthcare — Organization Profile
SHARE Healthcare, also written as Share HealthCare, is a 501(c)(3) nonprofit medical cost-sharing ministry that provides direct member-to-member sharing of eligible medical expenses through a secure online platform. The ministry states clearly that it is not health insurance. Instead, it operates as an ACA-exempt health care sharing ministry for people who agree with its Christian principles and Statement of Beliefs.
The organization is based in Culpeper, Virginia, and serves members across the United States. SHARE Healthcare’s model is designed for individuals, couples, and families who want to participate in a Christian health-sharing community rather than a traditional insurance arrangement. Its public materials emphasize generosity, healthy living, transparency, affordability, and member participation.
SHARE Healthcare operates through monthly member share contributions. Members contribute through a secure online network, and those contributions are matched to eligible medical expenses submitted by other members. A distinctive part of SHARE Healthcare’s model is direct member-to-member sharing through individualized bank accounts rather than pooled funds in one centralized account. The organization describes this structure as a way to increase transparency and allow members to see how funds are shared.
The ministry offers three membership levels: Compassion, Kindness, and Caring. Each level has different monthly share amounts and Per Event Personal Expense, or PEPE, amounts. After a member’s PEPE is met, eligible medical expenses may be shared according to the program guidelines. Categories listed as eligible for sharing include physician and hospital services, emergency medical care, urgent care, wellness and screening appointments, clinic visits, medical testing, imaging, prescriptions, maternity care, home healthcare, physical therapy, speech therapy, respiratory therapy, occupational therapy, and vaccinations.
SHARE Healthcare also supports members through provider negotiation and online account tools. Members may choose their own doctors and hospitals, and SHARE Healthcare works with providers to negotiate medical bills when submitted through the process. The member dashboard allows users to view transactions, submit expenses, access documents, and follow the progress of medical cost sharing.
People can engage with SHARE Healthcare by reviewing program details, reading the member handbook, requesting a decision guide, contacting the support team, or applying online for membership. Churches, families, and individuals considering health-sharing options should review the handbook and legal notices carefully, because health care sharing is voluntary and is not insurance. Its distinct contribution is a Christian medical cost-sharing platform that combines online technology, individualized member accounts, direct sharing, provider negotiation, and faith-based community support for eligible health care expenses.
Key Links
- Website: https://sharehealthcare.com/
- About Us: https://sharehealthcare.com/about-us
- Program Details: https://sharehealthcare.com/program-details
- What Is Shared: https://sharehealthcare.com/what-is-shared
- How Does Health Sharing Work: https://sharehealthcare.com/how-we-work
- How To Join: https://sharehealthcare.com/join-us
- When You Need Medical Care: https://sharehealthcare.com/when-you-need-medical-care
- Financial Accountability: https://sharehealthcare.com/financial-accountability
- FAQ: https://sharehealthcare.com/faq
- Contact: https://sharehealthcare.com/contact
Contact Information
- Email: ma**@*************re.com
- Phone: 844-742-7342
- Mailing address: Share HealthCare, PO Box 1002, Culpeper, VA 22701
- Office address: 246 E. Davis St, Suite 200, Culpeper, VA 22701
Socials
- Not publicly listed.
Leadership
- Troy Wagner — Board Chair
- Gil Lane — Board Treasurer
- Angel David Contreras Telon — Board Secretary
- J. Michael Sharman — Legal Counsel
