Articles for tag: Health Insurance

7 Practical Guidelines When Hiring a Young Leader

The late Donald McGavran, respected missiologist and founding dean of the School of World Mission at Fuller Theological Seminary, identified five kinds of leaders the church must have to thrive locally and have impact globally:  1. Volunteer leaders who focus inward: unpaid leaders who focus their gifts for service on the internal health and growth of the local church body. (Biblical examples: Priscilla and Aquila, Dorcas) 2. Volunteer leaders who focus outward: unpaid leaders who focus their evangelistic passion on the lost and unchurched in the larger unreached community. (Stephen, Philip) 3. Bivocational: leaders who are mostly or entirely self-supporting in order to launch or

Financial Issues: Don’t Be Discouraged!

By Michael C. Mack The statistic is alarming. According to a Christian university study reported by the Center for Church Leadership, over a 10-year period 70 percent of ministers drop out of ministry. And some of the biggest reasons for that high attrition rate are financial. CCL’s September 2016 State of the Ministry research study of Christian church/church of Christ ministers reveals that 74 percent of responders who serve in vocational ministry have debt. It also found that 54 percent of churches do not provide retirement benefits and 47 percent don’t offer health/medical insurance. No wonder the survey determined 85

Kent E. Fillinger

2017 Ministers’ Salary Survey

By Kent Fillinger In a typical workplace, and in churches, workers don’t publicly discuss salaries and certain benefits they receive. But this trend is changing among millennials. Benefits consultant Mary Ann Sardone recently told the Wall Street Journal, “Pay and promotions are not secretive topics anymore. Companies are spending more time ensuring their pay decisions are fair and highlighting career paths under the assumption that the information is going to be widely shared.” Recent research showed “roughly one-third of U.S. workers ages 18-36 say they feel comfortable discussing pay with their co-workers, more than any other age group and about

When Personal Finances Strangle Ministry

By Tom Burbrink, Kim Robinette, and Karen Isaacs People of all stripes have difficulty with personal finances, but it can be even more challenging for ministers. A minister’s life is an open book; his salary might be public knowledge. When a minister struggles with personal finances, it impacts his effectiveness and can even cause him to leave the pulpit. Some of the best ministers are terrible at handling their personal finances. Contributing factors include: A lack of financial training in seminary Absence of teaching on how to keep simple records of ministry expenses An unavailability of people with whom to

How Ministers Can Respond to Financial Pressures

By Michael C. Mack CT Pastors recently reported, “Today, 90 percent of pastors feel financial stress in their family and church work, 76 percent of pastors know other pastors who left the ministry due to financial pressures, 31 percent of pastors work a second job to help make ends meet, and almost 60 percent of pastors do not receive health insurance or retirement funds from their church.” We asked pastors: What would help, or what would have helped you in responding well to these circumstances? Here are a few of the responses: “Some problems, not all by any means, could

8 Best Practices for Pastoral Financial Health

Take advantage of coaching networks available to pastors (yes, that may mean paying a coaching service for your long-term health in ministry). It”s an investment, not an expense, as seasoned ministers have years of advice for you. “¢ Participate in a financial acumen class (Financial Peace, Money Matters, any Larry Burkett program, and others). “¢ Opt for a non-Bible degree undergrad program. (Business would be a good option for ministers.) “¢ Take advantage of spousal insurance or retirement plans. (If your spouse is a teacher, maximize the benefit of retirement plans and paid health insurance.) “¢ Go bivocational. Many pastors

A Poor Man”s Wish for His Christian Friends

By Anonymous It is normal to desire health and blessings for our friends and loved ones. Especially in these hard economic times, it is natural to wish prosperity for one another. But I can no longer bring myself to wish for that. In defiance of the Old Testament prophets and Jesus himself, our culture has equated financial prosperity with God”s favor. And, as the Pharisees before us, we seem to have similarly concluded that poverty is the mark of unworthiness. The poor do not deserve our help. Recently I have been assaulted one too many times by condescending e-mails, forwarded

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