Money &amp; Debt

Consumer Christians: Bad Bottom Lines

By Jeff Faull We used to call them “church shoppers.” It was often a pejorative term, intended to characterize those who were always looking to be served rather than to serve, to get rather than to give, and to consume rather than to contribute. Ironically, we often end up structuring the church in ways that encourage and cater to that consumer mind-set and behavior. In so doing we run the risk of reducing spiritual things to mere commodities. We dilute the gospel to palatable niceties. We obscure the concept of sacrifice and service. We run the risk of being people-centered

January 11, 2014

Consuming Fire: Making Room for God

By Laura Buffington It”s absolutely right to consider congregational surveys, meet felt needs, and offer the crowd exactly what it wants. Jesus himself sometimes did this. But what can we learn from the times he did something entirely different? And how do we point church consumers toward the God who wants to consume them? When I was fresh out of seminary and brand new to church meetings, I had a hard time making a distinction between the two environments. In meetings about parking lot flow and service times, my mind was always wandering off to abstract questions about how traffic

January 6, 2014

The Consumption-Poverty Connection

By Neal Windham As the distance between the haves and the have-nots grows greater, Christians have an obligation and an opportunity to respond. “The good news is the market has won,” remarked well-known religious scholar Martin E. Marty at the close of the 20th century.1 By this, of course, he meant the global market had defeated the many closed antimarket systems of formerly communist countries. “The bad news [is]” he continued, “we . . . have not the faintest grasp of a social philosophy to animate, monitor, and inspire this market.” I could not agree with him more. It is

January 4, 2014

Living on Less

By E.G. “Jay” Link What does God want us to do with all he”s given us, especially when that is so much more than we need? Deciding on the answer to that question requires some changes in how we view and how we use what we have. Recently I received an e-mail with the subject line, “You can live on less when you have more to live for.” This profound and thought-provoking statement so struck me that I literally stopped my expeditious handling of all my e-mails and just pondered it. This is not a statement about an involuntary “belt-tightening”;

January 3, 2014

Less Is More: A Suburban Mom Resists Consumer Culture to Increase Her Generosity

By Janet McMahon “I”ve been thinking we should give away our Yukon.” My husband spoke these words early on a Saturday morning. My heart sank and soared at the same time. We had been driving that GMC Yukon for the last eight years. I loved that Yukon, but the truth is, we no longer needed a vehicle that big. With two of our three kids grown and mostly out of the house, we rarely needed a vehicle that could transport all five of us at the same time. Sell it, yes, but give it away, now that was an idea

July 23, 2013

Stymied by Stuff

By Mark A. Taylor Just as most Americans don”t think they”re wealthy, most American Christians don”t think affluence has affected their faith. And American church workers likewise don”t see how money influences the way they approach ministry. A realistic look at the issue comes only with time and distance. Perhaps that is why LeRoy Lawson needs to be heard when he talks about our ministry and our stuff. Having served in ministry for more than 50 years, he remembers an America not as accustomed to comfort as most in the middle class today. Having served with Christian Missionary Fellowship, he

April 20, 2013

Lessons from a Fat Wallet

By Eddie Lowen Not long ago, removing my wallet from my pants pocket became difficult. That”s a good thing, right? On Subway restaurants” TV commercial, a thick wallet is evidence of frugal spending and increasing net worth. Dave Ramsey likes fat wallets. However, my wallet was gaining girth from items other than legal tender and dead presidents. Membership cards were to blame. Multiple membership cards. Some were plastic, others card stock. I emptied my wallet and discovered nearly a dozen membership cards to seemingly every organization in our city and beyond. A sampling of my memberships includes: Sam”s Club, which

November 10, 2012

Perhaps a Little Guilt Can Be a Good Thing

By Jennifer Johnson In 2011, Americans spent more than $1 billion on scrapbooking supplies. They spent more than 100 times that on fast food and, unbelievably, another $1 billion on the Facebook game Farmville. Anyone who”s grown up in a Protestant church in America has experienced “missions angst”””that gnawing guilt for having so much material wealth and good food while missionaries in foreign countries eat goat and wear discarded American T-shirts. We admire them, but we don”t want to be one of them, which we feel guilty about. We write a check once or twice a year, and know we

September 25, 2012

Facing the Facts about Debt

“¢ Our nation soon will be $16 trillion in debt. The U.S. government is living way beyond its means””it is insane and can”t continue without cataclysmic results. But the government is essentially doing what the average American citizen is doing. “¢ A tsunami of student loan debt will be upon us soon as graduates leave college and enter the workforce with an unimaginable and unsustainable albatross of debt. The average debt load of 2012 graduates will hit “a record $28,700, projects Mark Kantrowitz, publisher of Finaid.org. That amounts to a $330 standard monthly payment. To handle that easily, he estimates,

September 25, 2012

Don”t Ignore Your Debt, Eliminate It!

By Barry L. Cameron In December 1999, my family decided to do something about our finances. We were fed up with money problems and bothered by endless bills and perennial payments on stuff that was falling apart, in need of repair, or already in a landfill. We didn”t go to a financial planner, nor did we mine the endless array of financial resources available. We went back to the Word of God. We figured the One who created everything and owns everything could give us the guidance we needed to clear up our financial mess. Early on, I found a

May 26, 2012

Money Matters

By Kent E. Fillinger Total giving to U.S. nonprofits rose 7.5 percent in 2011, an increase of $24.2 billion over the 2010 total. Although religious institutions represent the largest sector of this giving, those gifts decreased from 37 percent of the total in 2010 to 36 percent in 2011.1 Therefore, while charitable giving increased overall, religious nonprofits, including churches, received a smaller piece of the pie. A Barna Group and Omni Poll from April 2011 found that “69 percent of American adults said they had reduced their giving to churches/religious centers and other nonprofits within the preceding three months and

August 11, 2011

College Offers Online Course with Dave Ramsey

Last week, Rochester (MI) College announced a new partnership with financial guru and radio personality Dave Ramsey to offer a seven-week online course in personal financial management. The class, which begins Aug. 29, carries three college credits and features Ramsey, other financial planning experts, college students, and Rochester College faculty members. “Our Personal Financial Management course covers real-life issues every college student needs to understand in order to graduate on sound financial footing and be set up to win with money,” says the college. “It’s entertaining, relevant, and most of all, challenges how students view money. They will complete this

July 14, 2011

Solomon Foundation Offering Church Loans

By Jennifer Taylor The Solomon Foundation, a new church extension fund for the Christian churches and churches of Christ, launched several months ago with headquarters in Englewood, CO. Doug Crozier, formerly president of Church Development Fund (Irvine, CA), serves as chief executive officer of the new organization. Crossroads Christian Church (Grand Prairie, TX) and Christ”s Church of the Valley (Peoria, AZ) worked with Crozier and his team to fund the development and launch of the foundation. Leaders from Mount Pleasant Christian Church (Greenwood, IN), Real Life Ministries (Post Falls, ID), The Crossing (Quincy, IL), and Churchill Meadows Christian Church (Toronto,

March 10, 2011

Southeast Christian Church “˜Paid in Full”

By Jennifer Taylor This past weekend Bob Russell, previous senior minister at Southeast Christian Church (Louisville, KY), shared the pulpit with Dave Stone, the current senior minister. Stone invited Russell to preach with him so he could surprise and honor him midservice by sharing a letter from the bank. “Because of God”s provision and your prudent leadership,” Stone said, “and because of the overwhelming generosity of these good people at all three campuses, every inch of land and buildings on over 100 acres at the Blankenbaker campus has been paid in full.” After burning the note, Stone also shared that

April 4, 2010

Jim Herbst

Living Simply Isn”t So Simple

Jim Herbst reflects on the messy, humbling work of pursuing financial simplicity, discovering that faithful steps toward generosity and contentment can still make life healthier.

March 28, 2010

The Blessings of Scarcity

By Stephen Bond I meet for lunch every month with four other senior pastors who serve in my community. I”m surprised by the openness of each pastor in sharing the unique hurdles and challenges his church faces. But one challenge we”ve all wrestled with in the past two years is finances. The economic downturn has affected our churches in different degrees””but we”ve all felt the crunch. In our state, Nevada, unemployment hovers near 13 percent. When people don”t have jobs, it often means they don”t have money to support their local church. This inevitably affects the financial resources churches have

March 22, 2009

Darrel Rowland

Hard Times for Healthy Churches

Churches across the country are facing uneven financial pressures during the recession, especially around giving, building campaigns, debt, and the hard stewardship decisions required of leaders.

March 22, 2009

Darrel Rowland

Church Loans, Risky Loans?

Church Development Fund president Doug Crozier says moral and leadership failure, more than economic downturns, poses the greatest risk to church loans and congregational stability.

March 22, 2009

Karen R. Rees

The Greed Factor

Karen R. Rees reflects on economic abuse among foreign household servants in Hong Kong and challenges Christians to respond with biblical justice, generosity, and trust in God.

November 19, 2008

Mark A. Taylor