Money & Debt

IN THE ARENA: Should Churches Embrace and Utilize Debt? (YES)

My Personal Finance Story: We Peek at the Past, We Focus on the Future

Financial Issues: Don’t Be Discouraged!

How to Prepare for a Financial Storm

Darren Key and Mike Kocolowski explain how churches can prepare for financial uncertainty through realistic budgets, adequate cash reserves, clear financial policies, and careful responses to cash-flow emergencies.

Open Your Eyes to Manage the Finances of the Church

Brad Dupray offers practical church budget management tips for evaluating spending ratios, strengthening financial oversight, improving cash flow, and preparing for unexpected changes in giving while keeping ministry…

When Personal Finances Strangle Ministry

Tom Burbrink, Kim Robinette, and Karen Isaacs explain how churches can help ministers navigate personal finances, including tax obligations, housing allowances, retirement planning, employee benefits, and accurate records…

The Solution to Our Money Problem

Gary L. Johnson explores biblical financial contentment, challenging church elders to model gratitude, resist unnecessary debt, and teach congregations how to live within their means through practical financial…

The ABC’s of Financial Freedom

Jerry Harris examines how Barry Cameron's The ABC's of Financial Freedom has helped hundreds of churches address debt, strengthen financial stewardship, and apply biblical principles of generosity and…

The Church Budget Shouldn’t Be This Hard!

Chris Boue explains five steps for building an effective church budget and compares six budgeting tools, highlighting collaboration, financial accountability, and practical ways to involve ministry leaders in…

The Future of Finances in the Restoration Movement

Doug Crozier explores church financial management through balance sheets, goodwill, debt reduction, reserve funds, and seven practical principles for strengthening Restoration Movement churches and supporting future ministry expansion.

Credit Report

How Ministers Can Respond to Financial Pressures

8 Best Practices for Pastoral Financial Health

A Conversation with Chris Seidman

Chris Seidman of The Branch Church discusses serving as a missionary in a religious environment and explains how freedom from debt has enabled his congregation to practice spontaneous…

3 Funds Committed to Growth

Darrel Rowland examines three major Restoration Movement church loan funds, comparing their financial growth, lending priorities, building projects, and approaches to helping congregations expand their ministries.