Stewardship &amp; Generosity

The Reminders We Need

When we began planning this month’s issue about how the pandemic (and other 2020 perils) have impacted church and parachurch finances, I figured this would be our “bad news” issue. O me of little faith. When I asked leaders to write about this topic, several apologized for having little or no bad news to report. A recurring theme through these articles is how much God blessed their ministries, how he opened doors like never before during the pandemic, how giving actually increased (exponentially in some cases), how God worked for the good in all the struggles to do what only

January 1, 2021

Melissa Wuske

How the Pandemic Impacted Construction Loans

Three Leaders of Church-Lending Organizations Discuss How They Are Building on a Strong Foundation in Uncertain Times Early in 2020, as the global pandemic unfolded, the uncertainty and economic losses seemed to spell disaster both for churches looking to build or expand their facilities and for the financial institutions that provide loans to these ministries. How can churches expect to build when they can’t even safely meet in person? How can giving and lending hold steady when the economy is flailing and so many people are out of work? Now, mere months later—albeit long months—the worst fears did not happen.

January 1, 2021

Money Strategies for Ministry

Money helps fuel ministry, so it’s critical for leaders to pause and understand the state of their church’s finances as they start a new year. I encourage leaders to consider short-term strategies to keep their congregation focused on the mission and a long-term approach to develop disciples who are generous. Here are four steps you can take to improve the short-term and long-term financial health of your church. Conduct a “Giving Audit” People’s giving habits can be indications of their spiritual journey; a church typically has givers at various points on that journey. PushPay identified the following eight categories of

January 1, 2021

Jerry Harris

10 Foundation Stones of the Church—No. 9: Giving

It’s clear from reading Acts 2:42-47 that the early church was a generous church—and not simply generous, but contagiously generous. Scripture offers no hint that generosity was considered a burden; rather, it was a privilege. The people responded immediately by selling their houses and not considering material possessions as their own. The people freely gave and shared so that no needy people were among them. Such generosity was not dictated by the government or enforced by law; instead, it was done in response to one another and to God. In contrast, people in churches today can be filled with personal

January 1, 2021

Aaron Couch

People-First Finances

How Our Church Prioritized Our Spending and Resources During the Pandemic News about the coronavirus in mid-March sent fearful shockwaves down my spine. I had no idea what it all meant for the nation, for Southeast Christian Church in Parker, Colorado—which I serve—or for the people who call Southeast home. I had received no instruction in how to lead a church through a global pandemic, nor did I have practical experience in doing so. Consequently, while considering next steps for the church, I immediately thought of the worst-case scenario of people at Southeast—and young people especially—dying of COVID-19. There

August 15, 2020

Stewardship & Generosity

Church Finance FAQ

By Kent E. Fillinger The COVID-19 pandemic has dominated our time and attention for much of 2020. This month’s article provides an overview of church finances based on our 2019 survey of 439 churches, while next month’s article will share findings from a separate survey that seeks to determine the impact of COVID-19 on the financial health of our churches. How Much Money Was Given to Churches Last Year? The total amount given last year to the churches we surveyed was $872,134,383. This included giving to the general fund, capital campaigns, building funds, and other sources. This reflected less than

July 22, 2020

Stewardship & Generosity

The Financial Impact of COVID-19 on Christian Churches

(This article is excerpted from a longer feature article written for our October print magazine. We post some of the more time-critical information now for the benefit of our churches. The longer version—available at the end of September—provides a more comprehensive report.) By Kent E. Fillinger During the week of June 7, I conducted a COVID-19 Church Impact Survey to take a “snapshot” of how churches fared during the initial three months of quarantine (March to May) and what they anticipated would be happening over the next three months (June to August) as many have started regathering for in-person worship

July 15, 2020

Daniel Schantz

Sharon’s Vision

My wife, Sharon, always wanted to be a philanthropist and donate millions to visionary causes. Alas, she married a teacher, not a banker. Even so, she has found ways to practice philanthropy on a shoestring. Creator. Most mornings my redhead works at her sewing machine, making quilts in bright-colored patterns. She donates most of her creations to International Disaster Emergency Service (IDES), a Christian church organization that uses relief work to implement evangelism. They auction off her quilts, and the proceeds go to the relief efforts. Most of her quilts earn between $200 and $500, but some have gone for

April 22, 2020

Church Giving Seems to Stabilize after Rough Start to COVID-19 Closures

We spoke with ministers of churches large and small in several states about how their church finances have been impacted by COVID-19 and the resulting stay-at-home orders. The sampling size is small—five ministers—but most report improved giving after a rough first couple of weeks. _ _ _ By Chris Moon When asked about church finances during the COVID-19 pandemic, pastor Vince Antonucci had a quick answer. “It’s scary,” he said. The lead pastor of Verve Church in Las Vegas—which averaged 285 people in attendance before the shutdown—is in a city that’s been particularly hard hit because of the outbreak. The

April 1, 2020

Churches Are Eligible for Paycheck Protection Program

By Renee Little Churches are eligible for economic relief related to the coronavirus pandemic, and the time to apply is NOW! The Paycheck Protection Program was approved through Congress and signed by the president. Approximately $349 billion in forgivable loans will be given out to small businesses (under 500 employees). Nonprofits, including churches, are included. Now is the time for church leaders to strongly consider whether to seek relief through this program and to take action. Here are the next steps: 1. See this page on the Vanderbloemen website that includes videos and other information providing the most recent updates

January 22, 2020

The Dollar Club

“I was hungry and you gave me something to eat, I was thirsty and you gave me something to drink.” _ _ _ By Steve Poe Remember when a dollar was worth something? I remember paying a little less than a dollar for a gallon of gas. Today gasoline commonly costs triple that amount. Some time ago, if you wanted hot coffee, you could buy one for yourself and one for a friend and still get change back from your dollar. Today a Starbucks coffee starts at $1.85. You just can’t do much with a dollar anymore. And yet, what

January 2, 2020

Your Medical Debt Has Been Forgiven

How Churches Are Erasing Health Care Obligations for Thousands of Families in Need _ _ _ “I was sick and you looked after me.“ _ _ _ By Justin Horey Julie was a single mother of two when she was diagnosed with breast cancer. Her health insurance helped cover the cost of treatments that ultimately put the disease in remission, but she was still left with $18,000 in out-of-pocket medical expenses. Despite the generosity of family members and her own personal commitment to making installment payments on the various bills, Julie was unable to pay it all. Like the estimated

December 31, 2019

Jerry Harris

Stewardship & Generosity

The Rules Have Changed

By Jerry Harris The January issue of Christian Standard focuses on the business side of church. Leaders make decisions every day about spending, staff, volunteers, fundraising, organizational structure, leader development, staff and volunteer education, debt, facility management, marketing, media, and online presence. Yet, despite all of that, it is rather amazing how little most church leaders know about business, finance, real estate, administration, or management. Many mainly rural and small churches are closing daily because they can no longer manage their own existence. Attendance and giving might be dwindling; the churches may no longer be able to pay for a

December 31, 2019

Senior Pastor . . . Senior ‘Fundraiser’: A Biblical Approach

By Ken Idleman In 1977 I was a 29-year-old, green-as-grass Christian leader when I was body-slammed with a vocational reality: I had been called by the trustees of Ozark Bible College to be, among other things, a “fundraiser.” I was vaguely aware of that item on my list of job responsibilities as executive vice president/president-elect, but I did not understand its impact on my future leadership priorities. I learned the importance of that responsibility early on because one of my first assignments was working to eliminate a $300,000 cash-flow deficit. That doesn’t sound like much money now, but the equivalent

December 18, 2019

Stadia’s Generosity to Church Planters Pays Off in First Year

By Jim Nieman Stadia Church Planting’s decision to give away the majority of its services starting last January had little noticeable effect on its financial bottom line in 2019, but the change helped Stadia to double the number of U.S. churches it helped plant last year. In 2018, Stadia assisted in planting 34 churches in the United States; that figure jumped to 68 in 2019, said Matt Murphy, strategic services and marketing executive with Stadia. How is that possible, when Stadia provides, on average, about $74,000 in services to help each new church get off the ground? It has a

October 17, 2019

Harmony in Giving

This article from 1964 obviously wasn’t the last word on the appropriate level of Christian giving, but it did contain interesting information and the writer effectively applied Scripture to make her points. Before diving in, here’s some context that should help with the section of the article titled “Sacrificial?” The writer says her family’s “take-home pay” in 1964 was $600 per month, or approximately $7,200 for the year. A U.S. Census Bureau online document says, “The median income [not take-home income] of all families in 1964 was about $6,600.” From this we can conclude that the writer’s family was earning

July 22, 2019

The Debt Debate

By Kent E. Fillinger September is a prime time for churches to start planning next year’s budget, as most use a calendar year (January to December) budget cycle. To assist in your church’s budget projections, I’ll share some statistics and summaries on giving and debt from our 2018 church survey. Among church leaders, there are two distinct schools of thought about debt. Some are anti-debt and make being debt-free a primary goal of their church, while others see debt as a strategic tool to help finance the church’s vision. Whatever your thoughts, my hope is this data will help guide

April 28, 2019

‘Your Debt Is Forgiven’

Pathway Church in Wichita redirected some funds and worked with a nonprofit to pay off the medical debt of 1,600 Kansas families as an Easter gesture demonstrating how Jesus Christ forgave our debts. “We decided to take some of the money that we would normally give to people who are in financial need,” lead pastor Todd Carter told the church on Easter, “and we took some of the money we would normally use to be able to promote our Easter services” via advertisements and direct mail. “We wanted to send out a different kind of mail this year.” Letters to

February 26, 2019

IN THE ARENA: Should Churches Embrace and Utilize Debt? (NO.)

By Chris Philbeck I have been in ministry for 38 years, serving as senior pastor of three churches: a church plant, a turnaround church, and a megachurch. Over those years, my churches have borrowed money for ministry expansion. Raising money was not something I knew much about when I was young, but time and experience have helped me grow in this area of leadership. As the result, two of the three churches I have pastored became debt-free, including the church I serve today. When I look at the opportunity being debt-free has provided those two churches to make a greater

February 26, 2019