Articles for tag: Church Debt

Kent E. Fillinger

Money Strategies for Ministry

Money helps fuel ministry, so it’s critical for leaders to pause and understand the state of their church’s finances as they start a new year. I encourage leaders to consider short-term strategies to keep their congregation focused on the mission and a long-term approach to develop disciples who are generous. Here are four steps you can take to improve the short-term and long-term financial health of your church. Conduct a “Giving Audit” People’s giving habits can be indications of their spiritual journey; a church typically has givers at various points on that journey. PushPay identified the following eight categories of

Kent E. Fillinger

Church Finance FAQ

By Kent E. Fillinger The COVID-19 pandemic has dominated our time and attention for much of 2020. This month’s article provides an overview of church finances based on our 2019 survey of 439 churches, while next month’s article will share findings from a separate survey that seeks to determine the impact of COVID-19 on the financial health of our churches. How Much Money Was Given to Churches Last Year? The total amount given last year to the churches we surveyed was $872,134,383. This included giving to the general fund, capital campaigns, building funds, and other sources. This reflected less than

Kent E. Fillinger

The Debt Debate

By Kent E. Fillinger September is a prime time for churches to start planning next year’s budget, as most use a calendar year (January to December) budget cycle. To assist in your church’s budget projections, I’ll share some statistics and summaries on giving and debt from our 2018 church survey. Among church leaders, there are two distinct schools of thought about debt. Some are anti-debt and make being debt-free a primary goal of their church, while others see debt as a strategic tool to help finance the church’s vision. Whatever your thoughts, my hope is this data will help guide

IN THE ARENA: Should Churches Embrace and Utilize Debt? (YES)

By Matt Merold There are benefits that come when a church uses debt. Rich and wise Solomon, who wrote some of the strongest warnings against debt, took out a 20-year loan of sorts to help build God’s temple (1 Kings 9:10, 11). Certainly the Bible cautions us about being in debt. Scripture describes what may happen if we borrow money and fail to pay it back. Most of the counsel about financial debt in Scripture paints a picture of the rich exploiting the poor. However, it doesn’t say much about those who calculate the cost, take out a loan, and

Kent E. Fillinger

Special Church Report Part 1: Megachurches and Emerging Megachurches

By Kent E. Fillinger This marks my 14th consecutive year of staying up late for weeks on end crunching numbers, looking for trends, and jotting down insights about our Restoration Movement churches to share with you. This year is special because it’s the first time Christian Standard opened up the annual survey to churches of every size. More than 400 churches from 39 states ranging in size from 12 to 28,216 responded to the survey, and I’m grateful for each one! I’m going to share in-depth results from the survey and analyze the data in my next few monthly articles.

The ABC’s of Financial Freedom

By Jerry Harris One of the top-selling books of the recent past by an independent Christian church writer is undoubtedly Barry Cameron’s The ABC’s of Financial Freedom, which has sold approximately 250,000 copies since its release in 2001. The book has helped hundreds of churches and thousands of people across America turn their financial situations around, and it has helped churches raise millions of dollars for kingdom causes. Through the ABC’s, readers have discovered biblical principles to help escape the burden and bondage of debt, enabling them to declare their financial independence. Churches have reduced their debt and improved their financial

Medium-Church Insights

By Kent Fillinger From Abingdon, Virginia, to Woodland Park, Colorado, medium-size churches are a vital part of our annual church survey. Over the last three years, 160 different medium-size churches (average weekly attendance of 250 to 499) from 37 states have participated in our research study. On average, 93 medium churches have responded each of the last three years. Most recently, 88 medium churches completed the survey. I hope to see the number of medium churches that participate grow in the future! Here”s a quick statistical overview of the 88 medium-size churches based on 2016 data. The list of these

Large-Church Insights

By Kent Fillinger I”m excited to share key metrics and findings of 94 large churches (average weekly worship attendance of 500 to 999) from our recent church survey. The August issue of Christian Standard will provide an overview of the 88 medium-size churches surveyed. And if you missed the big picture snapshot of the 133 megachurches and emerging megachurches, check out the May issue online. Growth & Attendance The large churches we surveyed grew 4.3 percent last year, faster than any other segment of churches. Large churches have grown an average of 4.4 percent annually over the last three years.

Statistical Snippets from Our Survey of Churches

By Kent E. Fillinger AVERAGE SIZE Megachurches: 4,898. Emerging Megachurches: 1,358. Combined average weekly attendance: 375,324.   GROWTH RATES Megachurches: 3.4 percent (up from 1.3 percent in 2015); overall, 61 percent of megachurches grew (up from 54 percent in 2015). Emerging Megachurches: 2 percent (the same as 2015); overall, 61 percent of emerging megachurches grew (up from 57 percent in 2015). Large churches: 4.3 percent (up from 4.1 percent in 2015); overall, 69 percent of large churches grew last year. Medium churches: 2.1 percent (down from 3.3 percent in 2015); overall, 62 percent of medium churches grew last year.  

Three Options to Save an Endangered Church from Extinction

By Michael C. Mack A cultural and economic storm threatens many small and midsize churches. “Unless we respond to this coming tsunami,” says Karl Vaters, pastor of Cornerstone Christian Fellowship in Fountain Valley, California, “churches like mine will soon be as rare as printed newspapers, landline phones, and brick-and-mortar bookstores.” Especially churches in large metropolitan areas with a mortgage and a pastor”™s salary to pay, will start to disappear over the next couple of decades, says Vaters in the fall 2015 issue of Leadership Journal. Cornerstone has experienced a turnaround in attendance, number of volunteers, and ministry over the past

Statistical Snippets from Our Survey

By Kent Fillinger AVERAGE SIZE Megachurches: 4,901 Emerging Megachurches: 1,375 Combined average weekly attendance: 386,035 GROWTH RATES Megachurches: 1.3 percent (down from 3.5 percent in 2014); overall, 54 percent of the megachurches grew (down from 68 percent in 2014). Emerging Megachurches: 2 percent (down from 5.4 percent in 2014); overall, 57 percent of emerging megachurches grew (down from 65 percent in 2014). Large churches: 4.1 percent (down from 4.9 percent in 2014). Medium churches: 3.3 percent (up from 3.1 percent in 2014). FASTEST-GROWING CHURCHES Worthington (OH) Christian Church, 35.1 percent New City Church, Phoenix, AZ, 33.3 percent New Day Christian

If Numbers Interest You

Here are some statistics gleaned from the 2014 CHRISTIAN STANDARD megachurch report.   AVERAGE SIZE  Megachurches: 4,622 Emerging Megachurches: 1,354 Combined average weekly attendance: 390,436   GROWTH RATES Megachurches: 3.5 percent (down from 5.6 percent in 2013); overall, 68 percent of the megachurches grew (down from 73 percent in 2013). Emerging Megachurches: 5.4 percent (up from 2.4 percent in 2013); overall, 65 percent of emerging megachurches grew (up from 52 percent in 2013). Large churches: 4.9 percent (up from 4.7 percent in 2013). Medium churches: 3.1 percent (up from 0.9 percent in 2013).   FASTEST-GROWING CHURCHES New City Church, Phoenix,

A Healthy Church Manages Debt Well

By Don Anderson Thank you for even starting to read an article about an important topic that is seldom considered exciting. I am certain I could find church leaders who would argue that an indebted church cannot be considered “healthy.” And others would argue that debt has little to do with a church”s overall health. I think the truth lies somewhere between these two extremes. Debt can be like a noose squeezing the necks of leaders, or it can be a useful tool for eliminating real obstacles to growth, such as the lack of seating or parking. Debt and commercial

Bad Sermons, Big Vision

By Alan Ahlgrim (From our series “The Best or Worst Advice I’ve Ever Received.”) One of my favorite elders is the source of both the best and worst advice I can think of. Just after we occupied our new building, with a huge debt, and just before a Sunday service, Norm said, “This church is just two bad sermons away from disaster!” That was the worst. The best came from the same man a few years later when we were celebrating our 10th anniversary. He delivered the heartfelt and encouraging reminder, “God”s vision for this church has always been bigger

Megachurches by the Numbers

By Kent E. Fillinger Here are some summary stats for the megachurches (more than 2,000 in weekly attendance) and emerging megachurches (an average weekly attendance of 1,000 to 1,999). A total of 63 megachurches and 67 emerging megachurches participated in this year”s survey. All statistics are based on the 2012 calendar year. In addition to the 130 megachurches and emerging megachurches, 105 large churches (which average 500 to 999 weekly) and 109 medium-size churches (an average weekly attendance of 250 to 499) participated in this year”s survey. The 344 participating churches are the most to date. Complete survey findings for

Center Creek: Serving Christ in the Heartland

By Kent E. Fillinger Mike Johnson”s passion and focus was student ministry when he arrived at Center Creek Christian Church. He previously had enjoyed a decade of student ministry at a medium-size church, where he started fresh out of Bible college. Mike had seen his student ministry grow during this time, but the church remained stagnant overall. Mike searched for a new opportunity with a church that had the desire and potential to grow. He soon found Center Creek; it was similar in size to his first ministry, but he felt a positive connection with the senior minister, who expressed

Is the Church in a Recession?

By Kent E. Fillinger Financial experts disagree on the economic status of our country. Have we rebounded from the recession or are we preparing for a second dip? The economic impact has been unevenly felt across the country and in churches. Two years ago, I wrote an article titled “Sustaining Ministry in a Shrinking Economy” for the megachurch issue, so it seemed valuable to assess the current financial state of the churches in our survey by examining several economic indicators. Strap on your financial seat belt, break out your calculator, and get ready to review a detailed financial portfolio of

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